Advancing Customer Experience with Open Banking: An Enterprise Architecture Approach

The Payment Directive Services (PSD2) regulation in Europe aims to foster innovation and competition among financial institutions across the industry by mandating that banks create APIs for digital banking transactions that can be used by value-added innovative service providers. Additionally, PSD2 aims to prevent customer lock-in by standardizing account switching capabilities, and to streamline payment…

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Service, product, service – service as product?

Does it make sense to describe product and service as the same, or views into the same thing? For example, what if your product is a service? The next post in this series on the relationship between product and service was going to …

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Belief #7 Best architectures keep together what is common and separate what is not

Have you ever wondered, what the grand old principle of separating concerns really means? There are many concerns! Yet in our mind separating concerns is imperative for creating simple and flexible architectures. Let’s have a look at the following example: Someone in my organisation suggest that we solve our data sourcing problems by having all…

The post Belief #7 Best architectures keep together what is common and separate what is not appeared first on Architecture Therapy.

Belief #7 Best architectures keep together what is common and separate what is not

Have you ever wondered, what the grand old principle of separating concerns really means? There are many concerns! Yet in our mind separating concerns is imperative for creating simple and flexible architectures. Let’s have a look at the following example: Someone in my organisation suggest that we solve our data sourcing problems by having all…

The post Belief #7 Best architectures keep together what is common and separate what is not appeared first on Architecture Therapy.

Belief #6 Best architectures are contextual

Have you ever been told that you could save a lot of time and discussion if you adopted a standard and then safeguarded it with no customisations? The rationale behind the statement is typically that you should not invent it yourself when there is a well-recognized international standard. However, we have more than once experienced…

The post Belief #6 Best architectures are contextual appeared first on Architecture Therapy.

Belief #6 Best architectures are contextual

Have you ever been told that you could save a lot of time and discussion if you adopted a standard and then safeguarded it with no customisations? The rationale behind the statement is typically that you should not invent it yourself when there is a well-recognized international standard. However, we have more than once experienced…

The post Belief #6 Best architectures are contextual appeared first on Architecture Therapy.

EA in miniature – Part 3: Getting real

At present, enterprise-architecture is most often used for mid- to larger-sized organisations. Yet what can we learn by applying the same methods at the smallest scale – a one-person organisation and their enterprise? For this series, I’m using my own